Personal loans, experience
personal loans (Personal loans) (referred to as a loan), also known as retail financial services, is the rise in Western countries after World War II, after decades of development, has become an important part of business loans.
post-war Western retail loan quickly development of main reasons is:
a is the financial institutions Zhijian competition increasingly fierce, awareness to retail business of importance;
II is post-war Western economic development compared stable, personal income improve, people willing to using loan for consumption;
three is various levy letter institutions large appeared, makes Bank can convenient, and shortcut to understand borrowing people of credit status